Verification & Transaction Risk
Verify individuals and businesses, assess transactions, screen wallets and PEP and sanctions lists, and spot risky emails, phones and IPs at sign-up. Each check is charged from your account balance with no monthly fee, and requests the provider explicitly rejects are refunded automatically.
Two products
Verifying people and assessing transactions are used separately, from the same account and the same balance.
- Identity verification: Individual (KYC) and business (KYB) verification: the person being verified takes a document photo, a liveness check and a face match on their phone; businesses submit registry details, company documents and key people online.
- Transaction risk: Transaction monitoring, wallet and AML screening, and sign-up risk checks: assess a transaction before or after a transfer, look up a single address or name, or spot risky emails, phone numbers and IPs at sign-up.
Ways to use it
The console, the open API and result callbacks all run the same check process at the same prices.
- Console: Start checks under Verification & Transaction Risk. Identity checks give you a one-time link and QR code, and results come back to your check records, which you can export to CSV with your current filters.
- Open API: Start checks and read records from your own systems with a platform API key. Identity check responses include the handoff link you can send straight to the person being verified. An idempotency key is required, so network retries never charge twice.
- Result callbacks: Set an https URL and receive a signed event whenever a check changes status or result; if your endpoint does not return 2xx, it is retried with backoff, up to 8 times.
- Notifications: When an identity check gets a result, a review changes a result, or a failed check is refunded, you get an in-app message, plus email or Telegram according to your notification settings.
Billing & refunds
When you are charged and when you are refunded, stated up front.
- Charged per check from your balance: You are charged when you start a check, at the price shown in the confirmation. There are no plans, monthly fees or minimum spend; your balance is the limit.
- Automatic refund when the provider rejects: If the provider explicitly rejects a request, the charge goes back to your balance automatically. When the outcome is unclear, such as a timeout, the platform checks with the provider first and refunds once the failure is confirmed.
- No double charges: Starting an identity check again for a subject reference whose previous session is unfinished reopens that session without charging again; retries with the same idempotency key are not charged either.
- Results are advisory: The platform never freezes or rejects your funds automatically based on any check result. What to do next is up to you.
Prices
| Check type | What it covers | Price |
|---|---|---|
| Individual verification (KYC) | Document check, liveness check, face match | $0.52/check |
| Business verification (KYB) | Company registry, company documents, key people and AML screening | $3.00/check · +$0.76 per ultimate beneficial owner |
| Transaction monitoring | Fiat or crypto transactions, inbound and outbound; crypto transactions also screen on-chain addresses | $0.01/check · Crypto transactions: $0.19 |
| Wallet address screening | Risk score, main risk category and sanctions hits for a single address | $0.18/check |
| AML screening | PEP, sanctions and regulatory warning lists by person or company name, with an instant result | $0.24/check |
| Sign-up risk check | Risk score for an email, phone number or IP: disposable emails, virtual numbers, VPN and data-center IPs, and the same email or number turning up on several of your customers, with an instant result | Not available yet |
Prices are in USD and charged per check from your account balance, with no monthly fee and no minimum spend. The console shows the price and asks you to confirm before each check; the amount in that confirmation is what you pay.
Business verification is the exception: the confirmation shows an amount charged up front for the estimated number of ultimate beneficial owners, and once the result is in we settle by the actual number, refunding or charging the difference. Companies registered in Australia, China, Hong Kong, China, Japan, New Zealand, Singapore, South Korea, Taiwan, China, Thailand, Vietnam add a $1.20 registry lookup fee.
Frequently Asked Questions
How do I enable it?
Sign up, log in and click Enable under Verification & Transaction Risk in the console. Enabling is free; after that, each check you start is charged from your account balance at the listed price.
How is it priced? Is there a monthly fee?
You pay per check from your account balance. Each type of check has its own price (transaction monitoring has a fiat and a crypto tier; the sign-up risk check has email, phone and IP tiers), shown before you start. There are no monthly fees, plans or minimum spend.
Am I charged if a check does not go through?
If the provider explicitly rejects a request, the charge is refunded to your balance automatically. When the outcome is unclear (for example a timeout), the platform checks with the provider first and refunds once the failure is confirmed. Starting an identity check again for a subject reference whose previous session is unfinished reopens that session without charging again.
Where are ID documents and photos stored?
Capture and checks are done by the verification provider. This platform only stores the result, scores, hit counts and risk codes of each step; it does not store names, ID numbers, dates of birth or any images.
Will my funds be frozen if a check comes back high risk?
No. Results are advisory only; the platform never freezes or rejects funds automatically based on any check result.
Is there a test environment?
No. Every check is a real check and is charged. We suggest starting one with your own details first to get familiar with the flow.
Can I integrate through an API?
Yes. Create a platform API key under API Management and grant the Verification & risk permissions to call the endpoints under /api/v1/verification. Prices are the same as in the console, and an idempotency key is required to start a check. Result callbacks are set up under Integration settings in the console.
Whose name does the person being verified see?
After opening the link, they first see a platform page; the requester name, privacy policy and terms on it can be replaced with your own under Integration settings. The provider's capture pages that follow (document photo, selfie) use one platform-wide style and cannot be customized per account.
Related pages: Identity verification: individuals and businesses · Transaction risk: monitoring and wallet screening · Multi-chain crypto payments · Verification & Transaction Risk API
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